Workshop topics include:

An overview of open bank card contactless payments technology, its use in retail and transit payment markets, and new form factor and market developments for contactless and NFC.

Open Payments 101: The Banking and Payment Ecosystem. How open bank cards (credit, debit and prepaid) work; who the ecosystem players (issuers, merchants, processors, acquirers, networks, brands) are and how they work together; how transactions are authorized, cleared and settled; how merchant fees are structured; how PCI DSS affects transit agencies; how contactless open bank card transactions are different (e.g., dynamic cryptogram).

An overview of alternative architectures and technologies to accept open bank card payments, including card and account-based architectures. Topics include: fare policy, structure and strategy impact on architecture; impact of physical environment; communications infrastructure; collaboration with university/employer ID programs; migration to open bank card payment; and implication of authentication and authorization approaches on transit payment.

Existing standards for cards and readers supporting open bank card payments and closed loop transit payment and how they can fit together in the move to open bank card payments for transit. Included in the discussion are the ISO/IEC, GlobalPlatform, EMV and contactless payment brand standards and specifications for bank card payments and CFMS and other international specifications for transit payment.

Approaches for developing a business model and business case for open bank card payments, including establishing baseline costs and projecting future costs. The session will describe inputs required for open payments business model, capital assets needed, card/media issuance decisions, and strategies for reducing costs.

Steps in the procurement process and options and approaches available to transit agencies to match agency culture and risk tolerance. This session reviews procurements now underway in Chicago, Washington, and Philadelphia, thin RFPs (as used by UTA), and systems engineering practices supported by DOT for Information Technology and Intelligent Transportation System projects.

Q&A session with transit operators and experts in open payments in transit.

Attendance costs $245 for Smart Card Alliance and APTA members, or $350 for non-members.