Contactless Smart Cards, RFID, Payment, Transit and Security

Perfect Plastic debuts foil contactless card with INSIDE Contactless

Monday, August 3, 2009

Perfect Plastic Printing, a St. Charles, Ill. card producer, has rolled out what it calls the first full-face foil PVC card certified by Visa Inc. for contactless payment transactions. More than a year in development, Perfect Plastic’s new card enables card issuers to provide payment cards with the same aesthetic appeal of foil as traditional cards. The new product is based upon the MicroPass 4003 from INSIDE Contactless.

Foil cards have a metallic foil applied across the entire face of the card, offering a mirror-like reflection unattainable with printing ink alone. But getting contactless technology to work with these foil cards has been a technical challenge because the metal foil layer ordinarily blocks the radio signals contactless cards rely on to perform transactions.


“The challenge in developing this revolutionary product was to find the right balance between having enough metal content in the foil layer to provide the desired appearance but not so much that it interferes with the radio signals,” said Matt Smoczynski, vice president of marketing for Perfect Plastic. “We worked closely with INSIDE Contactless to create this breakthrough, designing a solution and developing the technologies required to produce a contactless foil card that meets the required industry certifications.”

The foil cards are manufactured using a specially designed inlay based upon INSIDE’s MicroPass contactless payment platform which employs a new antenna design specifically tuned to the foil card.

“Today’s announcement represents a milestone in the maturity of the contactless payment card market by providing entrée for this technology into an important market segment,” said Charles Walton, executive vice president of payments for INSIDE. [end] 

On Track Innovations has received a U.S. patent for adding contactless capability to existing mobile handsets through contactless SIM technology.

U.S. Patent No. 8,090,407, aka “Contactless Smart SIM,” covers the capabilities necessary to turn existing mobile handsets into NFC-enabled devices through the use of a SIM card and a specifically designed antenna, all while keeping the phone and operating system “fully agnostic,” says OTI.

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A new survey from Euro Kartensysteme shows that Germans are starting to embrace the idea of contactless and NFC payments.

Out of 1,040 Germans aged 18-59, 43% responded that they would like to make contactless payments if given the opportunity, of which 58% percent would make their payments with a debit card card, 41% with a credit card and 50% with an NFC phone.

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Collis has announced the launch of its Visa Mobile Payment Specification (VMCPS) Test Suite, enabling the functional testing of UICC or secure element-based contactless mobile payments applications.

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Superdrug, one of Britain’s largest beauty and health retailers, has introduced contactless payment for its in-store customers, according to Retail Gazette.

Created by Streamline and Visa Europe, the contactless system will enable customers to make payments of up to £15 (approx. USD $23) by simply waving their contactless bank card at the more than 50 participating Superdrug stores in London and Liverpool.

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The European Payments Council (EPC) has published the second edition of its “White Paper on Mobile Payments.”

According to EPC, the white paper focuses on the usage of the mobile payments in the Single Euro Payments Area (SEPA) and explores how m-payment services can be delivered through cooperation between service providers in the payment industry and players within the mobile ecosystem.

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K-Plussa launched an upgraded, contactless version of its cash card to provide a faster and easier shopping experience for costumers at the checkout. K-Plussa is a customer loyalty programmed in Finland offering benefits to its customers from over 3,000 shopping places and over 40 business partners.

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