Contactless Smart Cards, RFID, Payment, Transit and Security

Zapa Technology selects Postilion payments platform

Tuesday, July 28, 2009

Zapa Technology, an Irish manufacturer of contactless stickers for cell phones, has chosen Postilion, a UK-based provider of payments software solutions, as its core payments platform for its new mobile prepaid, loyalty and gift card processing services for European retailers.

Zapa recently introduced its ZAPA TAG, a contactless sticker that can be placed inside or outside a mobile phone, which can then serve as a loyalty or prepaid card. Consumers need only wave an enabled phone across the ZAPA terminal, located at participating retailers’ POS systems to redeem an offer, access a service or collect loyalty points. It also hopes to eventually make use of NFC technology as well.


Postilion, a division of S1 Corporation, will enable Zapa to centrally manage all loyalty points and contactless transactions and provide detailed reports to merchants. Zapa will also be able to add new payment services as retailers diversify from prepaid top-up into other offerings, such as gift cards and lottery ticket purchases.

Zapa is launching its services by seeding a POS infrastructure to strategic retailers and providing their customers with its tags. By initially focusing on the Irish market, Zapa hopes to ignite consumer demand, turning the desire for contactless convenience into a tangible business value for retailers, the company says.

The Zapa system will also be available to retailers in the UK and continental Europe, providing them with an alternative to in-house contactless payments development. Zapa anticipates that loyalty applications will drive the initial push, with an emphasis on creating a universal system to support multiple retailers. In other words, a single ZAPA TAG could access separate branded wallets on the customer’s mobile display, showing loyalty points accrued from each retailer. [end] 

Oracle has released a new version of Oracle Retail Point-of-Service that aims to increase security, operational efficiency and functionality in part by integrating biometrics.

Oracle partnered with DigitalPersonal to add integrated biometrics to the POS package. Users of the software will login using their fingerprint, which will replace the need for PINs or passwords. This feature intends to reduce fraud by eliminating the possibility of unauthorized employees using a manager ID or swipe card to access the POS and approve overrides.

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Mobile payment solution provider I Love Velvet announced that it has reached the second level of EMV certification (EMV2) which authorizes PIN and integrated chip payments from debit, credit and smart cards around the world.

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The Federal Trade Commission (FTC) has announced that it will hold a workshop on April 26 to examine the use of mobile payments and how this emerging technology impacts consumers.

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Superdrug, one of Britain’s largest beauty and health retailers, has introduced contactless payment for its in-store customers, according to Retail Gazette.

Created by Streamline and Visa Europe, the contactless system will enable customers to make payments of up to £15 (approx. USD $23) by simply waving their contactless bank card at the more than 50 participating Superdrug stores in London and Liverpool.

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SHAZAM, a member-owned and -controlled EFT network and processor, has chosen Adaptive Payments’ Pentagon mobile POS payments application. With the Pentagon platform, merchants can accept PIN debit, signature debit and credit transactions from iPhone and Android phones and tablets.

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In Europe, the Association for Retail Technology Standards (ARTS) and EPASOrg has developed a new global standard to help accommodate changes in new payment technologies, according to SupermarketNews.com

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