More banks are issuing contactless payment cards and more retailers are also starting to accept the tap go payments, but will these cards replace the proprietary contactless transit cards used in major cities around the globe?
If recent progress is an indication, the answer may likely be ‘yes.’ A number of transit agencies are looking to accept contactless MasterCard and Visa cards as well as other forms of payment. Both MasterCard and Visa are experimenting with credit cards in public transit, and for one transit agency it’s full steam ahead.
MasterCard has had a trial underway with the New York transit system since 2006 and is moving ahead with additional trials with the city’s Port Authority and in New Jersey. Visa is looking at something similar, but its Los Angeles trial is limited to specially-issued Visa credit cards that have a dedicated transit application preloaded. Only the Utah Transit Authority in Salt Lake City has aggressively moved forward, implementing a system that accepts not only contactless credit cards of all stripes, but its own transit fare cards as well as employee or student IDs.
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