Contactless Smart Cards, RFID, Payment, Transit and Security

CPI, INSIDE to create contactless open-loop payment stickers

Tuesday, October 14, 2008

Commercial card producer CPI Card Group, Littleton, Col., and INSIDE Contactless, a French microprocessor company, have joined forces to create what they call the industry’s first contactless sticker product for branded bank payment cards. CPI says it anticipates volume production of the stickers, which are based upon INSIDE’s MicroPass payment sticker technology, to range in the millions.


INSIDE’s sticker technology, which was announced last week, combines the MicroPass 4003 contactless payment processor with a tuned RF antenna in a compact, shielded prelaminate for payment sticker applications. INSIDE’s shielding design improves performance by protecting the chip and antenna inside the sticker from interference that might be caused by the metals and radio signals within mobile phones and other electronic devices.

CPI has established a scalable operational process for producing these payment stickers. The sticker devices are delivered from CPI already pre-cut and pre-personalized to allow for fulfillment using traditional card equipment and processes.

CPI will be delivering its first MicroPass-based payment stickers to an unnamed global leader in electronic commerce and payment services and anticipates orders from several other leading card issuers in North America. The initial payment stickers will provide open-loop payment applications and CPI intends to produce stickers that combine that with other applications, such as transit, gift card and loyalty, as well as other closed-loop applications. [end] 

The Smart Card Alliance Transportation Council has published a white paper examining how the transit industry can best make use of NFC technology.

“One of the major challenges facing transit agencies today is how to capitalize on the ever-growing popularity of mobile phones with a solid mobile strategy,” said Transportation Council Chairman Craig Roberts. “This white paper builds on the knowledge base developed in earlier white papers to foster a greater understanding of NFC technology, explain its role in the transit industry, and shed light on key issues facing the transit industry in developing a mobile strategy.”

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Inside Secure has launched a free, open-source NFC protocol stack for Google’s new Android 4.0 “Ice Cream Sandwich” mobile operating system.

According to Inside, Open NFC 4.3.3 is compliant with the Ice Cream Sandwich release Compatibility Definition Document (CDD) for NFC, and supports all the latest Android NFC features, including Android Beam and WiFi Direct pairing connection.

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In Europe, the Association for Retail Technology Standards (ARTS) and EPASOrg has developed a new global standard to help accommodate changes in new payment technologies, according to SupermarketNews.com

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Oracle has released a new version of Oracle Retail Point-of-Service that aims to increase security, operational efficiency and functionality in part by integrating biometrics.

Oracle partnered with DigitalPersonal to add integrated biometrics to the POS package. Users of the software will login using their fingerprint, which will replace the need for PINs or passwords. This feature intends to reduce fraud by eliminating the possibility of unauthorized employees using a manager ID or swipe card to access the POS and approve overrides.

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Superdrug, one of Britain’s largest beauty and health retailers, has introduced contactless payment for its in-store customers, according to Retail Gazette.

Created by Streamline and Visa Europe, the contactless system will enable customers to make payments of up to £15 (approx. USD $23) by simply waving their contactless bank card at the more than 50 participating Superdrug stores in London and Liverpool.

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The UK’s YESpay International and YES-wallet.com have teamed up to build an NFC-enabled cloud-based mobile payments platform.

By integrating the YES-wallet Pouch digital wallet with YESpay EMBOSS payment service, the companies will provide a platform that encompasses e-Money, pre-paid and gift-card payments based on Visa PayWave and MasterCard PayPass contactless standards.

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