Contactless Smart Cards, RFID, Payment, Transit and Security

SIM-based mobile payment solution will be rolled out in 2008

Thursday, February 7, 2008

Gemalto has been chosen by Taiwan Mobile, a Taiwanese telecommunication service vendor, to provide a SIM-based mobile contactless payment system. Gemalto claims this is the world’s first commercial NFC launch using the SIM card as the secure element. The companies call this a comprehensive solution, and after multiple mobile contactless trials in Asia and in the rest of the world Gemalto successfully developed a secure solution fulfilling the specific needs of its partners and end-users. It will allow Taiwan Mobile to register, issue, manage and terminate mobile NFC services over-the-air.


This solution will be rolled out nationally in 2008. It will enable banks, transport companies and other service providers to incorporate their services onto a mobile environment.

“We learned a great deal from our NFC SIM programs in Taiwan and about the needs of our partners and end-users for trust and convenience. Every subscriber is convinced that mobile tap-to-pay is fast, convenient and easy to use. We responded by becoming a business facilitator”, said Tan Teck Lee, president, Gemalto Asia.

“Remote management of contactless services is key,” added Jeff Ku, vice president of emerging services at Taiwan Mobile. “With this system enablers subscribers do not have to go to a bank branch or train station to load and update their applications. This solution is primarily intended for contactless payment use, but we can extend this system to also work with transport applications and contactless coupon management. We now have an elegant way to enable other service providers to upload their applications through the system, thus opening the door to greater use because of the flexibility of the OTA implementation.” [end] 

The European Payments Council (EPC) has published the second edition of its “White Paper on Mobile Payments.”

According to EPC, the white paper focuses on the usage of the mobile payments in the Single Euro Payments Area (SEPA) and explores how m-payment services can be delivered through cooperation between service providers in the payment industry and players within the mobile ecosystem.

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Mobile payment solution provider I Love Velvet announced that it has reached the second level of EMV certification (EMV2) which authorizes PIN and integrated chip payments from debit, credit and smart cards around the world.

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Datacard Group, a provider of secure ID and card personalization solutions, has announced an equity investment and strategic partnership with DeviceFidelity, makers of the In2Pay mobile payments solution.

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Proxama has announced a partnership with semiconductor supplier ARM Holdings to create secure payment mechanisms for mobile handsets.

The UK-based partners say they will combine ARM’s TrustZone technology with Proxama’s Mobile Wallet to develop a “highly secure” environment for NFC-enabled mobile contactless payments and mobile internet payments.

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CoVantage Credit Union (CVCU) announced the availability of Tyfone’s mobile wallet services throughout its branches in Wisconsin and Michigan.

Some 64,000 CVCU members can now use Tyfone’s mobile banking services, which include balance checking, account history review, fund transfers, branch and ATM location look-up, as well as several new features:

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Collis has announced the launch of its Visa Mobile Payment Specification (VMCPS) Test Suite, enabling the functional testing of UICC or secure element-based contactless mobile payments applications.

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