Contactless Smart Cards, RFID, Payment, Transit and Security

Major French industry players launch joint NFC trial

Friday, November 9, 2007

Payez Mobile LogoSix major French banks as well as four mobile operators join forces in cooperation with MasterCard Worldwide and Visa Europe to launch a large-scale trial of mobile contactless payments with 1,000 customers and 200 stores located in the cities of Caen and Strasbourg at the end of November. This new multi-operator payment service aims to simplify proximity payments as well as offer customers a fast, practical and safe way to handle their everyday transactions.


Mobile contactless payment: Major industry players launch joint field trial

Paris, 09/11/2007 – Six major French banks (BNP Paribas, Crédit Agricole and LCL, Crédit Mutuel-CIC, Groupe Caisse d’Epargne, La Banque Postale and Société Générale) as well as four mobile operators (Bouygues Telecom, NRJ Mobile, Orange and SFR) join forces in cooperation with MasterCard Worldwide and Visa Europe to launch at the end of November a large-scale field trial to test mobile contactless payment with 1 000 customers and 200 sales outlets located in the cities of Caen and Strasbourg.

This new multi-operator payment service, aims at simplifying proximity payments, offering customers a fast, practical, and safe way to handle their everyday transactions.

The “Payez Mobile” trial is based on a payment application embedded in the customer’s SIM card and on the NFC (Near Field Communication) technology.

The field trial will serve to evaluate users’ interest in this new payment solution and to test the interoperability among solutions provided by different suppliers: LG, Motorola and Sagem (mobile phones), Ingenico and Sagem Monetel (payment terminals), Gemalto and Oberthur Card Systems (SIM cards and secured application management), and Inside Contactless (NFC components).

This initiative, under the supervision of the Secure Electronic Transactions (TES) cluster of the Lower Normandy region, is also geared toward standardization within the future SEPA (Single Euro Payments Area) by contributing to the emergence of a mobile contactless payment standard.

Today, the project has taken on an increasingly international dimension through its integration in the GSMA (GSM Association) “Pay-Buy Mobile” initiative, but also thanks to the interest shown by other European banks in the past achievements, and their will to carry out similar pilots operations in their own countries.

With this field trial, the major industry players are now clearly breaking new ground. “Payez Mobile” represents far more than a straightforward technical or functional trial; it is the first step toward a commercial roll-out of a new payment solution.

More information on: www.payezmobile.com [end] 

The European Payments Council (EPC) has published the second edition of its “White Paper on Mobile Payments.”

According to EPC, the white paper focuses on the usage of the mobile payments in the Single Euro Payments Area (SEPA) and explores how m-payment services can be delivered through cooperation between service providers in the payment industry and players within the mobile ecosystem.

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The French government has shortlisted Paris and 16 other major cities for a €20 million grant that will be used to deliver NFC mobile ticketing solutions for public transportation.

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MarketResearch.com has released a new report predicting that approximately 46% of all mobile phones will be NFC-enabled by 2016 – up from just 5% in 2011.

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Isis, the mobile commerce joint venture between AT&T, T-Mobile and Verizon, is preparing to launch a massive NFC payments pilot in Salt Lake City this summer, reports the Salt Lake Tribune.

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The total number of NFC-enabled phones shipped globally hit 35 million units in 2011 and is expected to reach 80 million by the end of 2012, according to a new report from IMS Research.

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A recent survey conducted by Wincor Nixdorf shows that a strong majority of French consumers are interested in using fingerprint scanning technology to secure transactions.

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