Contactless Smart Cards, RFID, Payment, Transit and Security

Cash, check, or iPod? Credit card payments via mp3

Wednesday, December 14, 2005

File under “cool” the following development from point-of-sale leader Ingenico. The company has demonstrated the initiation and completion of credit card payments using an Apple iPod mp3 player. The iPod, equipped with an FM transmitter, used this FM capability to send the payment data to the POS reader.

Beyond payments, the possibilities loom large. Imagine downloading an mp3 file that contained an encrypted or secured record of the airline ticket you purchased online. Transmit the secured data at the airport and breeze through to your flight.


The FM transmitter was designed to enable playback of mp3s over car stereos. It is called the iTrip from Griffin. The POS terminal, Ingenico’s i5100 model, was equipped with Atlantic Radio System’s FM data extraction module to complete the communication. [end] 

Charge Anywhere announced that it will launch its BlackBerry payments software featuring NFC technology at the BlackBerry World event this week in Orlando, Fla.

The Charge Anywhere Mobile Payment App for BlackBerry enables business owners to accept payments on their BlackBerry smart phone or PlayBook and securely process credit and debit cards on the go. Now, businesses operating on the BlackBerry 7 OS platform can accept NFC-enabled credit and debit cards like Visa payWave or MasterCard PayPass by simply tapping their customer’s card to an NFC-enabled BlackBerry Curve or Bold device.

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New research from the Pew Research Center’s Internet & American Life Project shows that nearly two-thirds of tech experts believe that smart phones will overtake credit cards as the dominant form of payment by 2020.

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Barclays Bank PLC announced that the Barclaycard Wireless Festival 2012 is to be fully contactless enabled, giving attendees the ability to enjoy the experience without having to carry cash.

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If you want to use a credit card to pay your tuition at Drake University, Des Moines, Iowa, be prepared to pay more. In addition to the 4.11% tuition hike, which recently went into effect, students will now have to pay an extra 2.75% surcharge if they use a credit card.

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The Canadian Imperial Bank of Commerce (CIBC) and mobile operator Rogers Communications are partnering to launch Canada’s first joint mobile payment solution, allowing Canadians to pay with their CIBC credit card at the point-of-sale using NFC-enabled smart phones.

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POS Portal, a national distributor of point-of-sale terminal modules, has selected Ingeico’s Telium series of NFC and EMV-enabled products for sale and distribution to its independent sales organizations in the U.S.

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