Contactless Smart Cards, RFID, Payment, Transit and Security

Cash, check, or iPod? Credit card payments via mp3

Wednesday, December 14, 2005

File under “cool” the following development from point-of-sale leader Ingenico. The company has demonstrated the initiation and completion of credit card payments using an Apple iPod mp3 player. The iPod, equipped with an FM transmitter, used this FM capability to send the payment data to the POS reader.

Beyond payments, the possibilities loom large. Imagine downloading an mp3 file that contained an encrypted or secured record of the airline ticket you purchased online. Transmit the secured data at the airport and breeze through to your flight.


The FM transmitter was designed to enable playback of mp3s over car stereos. It is called the iTrip from Griffin. The POS terminal, Ingenico’s i5100 model, was equipped with Atlantic Radio System’s FM data extraction module to complete the communication. [end] 

The European Payments Council (EPC) has published the second edition of its “White Paper on Mobile Payments.”

According to EPC, the white paper focuses on the usage of the mobile payments in the Single Euro Payments Area (SEPA) and explores how m-payment services can be delivered through cooperation between service providers in the payment industry and players within the mobile ecosystem.

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United Arab Emirates (UAE) travelers prefer making payments via mobile rather than using cash or credit card, according to a recent survey commissioned by travel technology and transaction processor Amadeus.

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Credit Agricole, a retail banking group based in Paris, is teaming up with Gemalto to launch a large-scale deployment of contactless EMV banking cards in France.

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Visa, in partnership with Monitise, has launched a suite of new mobile financial services on its revamped Debit Processing Service platform, enabling mobile phone users to check their account history and balances, transfer funds between accounts, and receive real-time transaction alerts.

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Florida students have more payment options thanks to wireless WaveRiders

A new laundry payment and management system at the University of Florida accepts the GatorOne campus ID card as well as credit and debit cards.

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Students at Park Hills, Mo.-based Mineral Area College will be receiving their financial aid refunds faster this year through a prepaid card issued by Central National Bank in Oklahoma.

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